Availability is subject to state approval.
Got a quirky situation?
Employee Paid Options
Employer paid and employee paid options are available.
Small Group Plans
Groups as small as two (2) are welcome.
STD, LTD, Life, Accident, & Critical Illness
Basic paycheck protection with no medical questions.
For groups with two (2) or more members.
Add value for employees with discounts and relaxed underwriting while keeping business overhead lean.
For groups of 3 or more - ongoing participation not required
Group insurance is not enough, especially since employees have to pay for their own medical insurance premiums without an employer's subsidy. IDI keeps them closer to normal.
Keep the business afloat, cover the overhead, fund partner compensation or equity buy-out.
For closely held businesses.
Cover bonuses, equity pay, and other compensation that is not covered by group LTD.
For groups and individuals with incentive compensation.
Restore parity of income replacement ratios so that highly compensated employees are protected the same as rank and file employees.
Rip builds strong relationships with a genuine interest in supporting both our employees and our firm. Rip is thorough and thoughtful. He answers tough questions, documents decisions, and keeps us on track. With many things competing for my attention I couldn't ask for a better partner.
Director of Benefits
A national management consulting firm