Get up to 100% income replacement by supplementing group coverage with Individual Disability Income (IDI) insurance, issued at a discount and possibly reduced medical screening.
For groups of three (3) or more - employer or employee paid
Older Workers' Coverage
Have employees that are getting up there? Group LTD usually pays for less than two (2) years once they hit 65 or so. Here's how you can compensate for that.
For groups with at least ten (10) members (of any age)
Why Do Businesses Need Disability Insurance?
Brian Bushlach's Business Briefing
Originally aired on KVI Seattle, September 23, 2017
Duration: 10 minutes
An interview with Rip Curtis covering the problems businesses face when a Principal or employee gets sick - including absence management, key-person, buy-out, and loss of income.