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Carriers
Availability is subject to underwriting and state approval.
Facts that May Surprise You
Leading Causes of Disability Claims
Neurological
Psychological (Mental/Nervous)
Connective Tissue
Circulatory
Cancer
Council For Disability Awareness; 2014 Long Term Disability Claims Survey (90 days or more)
Insure the income itself against reduced capacity to perform. Because you'll probably work - the question is what you'll earn.
For groups and individuals with incomes over $100,000.
Keep the business afloat, cover the overhead, fund partner compensation or equity buy-out.
For closely held businesses.
Get full benefits with no offsets, even if you choose to moonlight in a different occupation while disabled from your own.
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