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Disability Insurance for Allergists / Immunologists in Alabama
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According to Medscape's 2022 Physician Compensation Report, the average Allergist / Immunologist in the Birmingham, Alabama area with 1-7 years experience earns $220,851 per year. Over the next 25 years with 3% annual increases, that pencils out to $8,052,065 in total career earnings, assuming he/she remains healthy enough to receive it. That's a lot to leave to chance; and that's why disability insurance is so important.
Considerations for Allergists / Immunologists
Allergists and Immunologists have special considerations when it comes to selecting a disability income insurance policy. The definition of disability should be specialty-specific. In a disability scenario, the Allergist / Immunologist would want to be paid full benefits due to being disabled as an Allergist / Immunologist, even if he or she could work as another kind of physician. Furthermore, the definition of disabled should permit working in a different occupation (or medical specialty) without compromising benefits. This is because disability benefits are rarely adequate to provide the same standard of living, and the Allergist / Immunologist would have to re-train for another occupation.
Some of the Insurers We Work With
Availability is subject to underwriting and state approval.
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This is an insurance solicitation per regulations issued by the Alabama Department of Insurance 201 Monroe St, Montgomery, AL 36104 (334) 269-3550 #https://www.aldoi.gov# ;insurance license # 693034 (Rip Curtis)