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Disability Insurance for Allergists / Immunologists in Colorado

What to look for  |  Insurance company literature  |  Quotes  |  Forms

According to Medscape's 2022 Physician Compensation Report, the average Allergist / Immunologist in the Denver, Colorado area with 1-7 years experience earns $220,851 per year. Over the next 25 years with 3% annual increases, that pencils out to $13,109,038 in total career earnings, assuming he/she remains healthy enough to receive it. That's a lot to leave to chance; and that's why disability insurance is so important.

Considerations for Allergists / Immunologists

Allergists and Immunologists have special considerations when it comes to selecting a disability income insurance policy. The definition of disability should be specialty-specific. In a disability scenario, the Allergist / Immunologist would want to be paid full benefits due to being disabled as an Allergist / Immunologist, even if he or she could work as another kind of physician. Furthermore, the definition of disabled should permit working in a different occupation (or medical specialty) without compromising benefits. This is because disability benefits are rarely adequate to provide the same standard of living, and the Allergist / Immunologist would have to re-train for another occupation.

Some of the Insurers We Work With

MassMutual Logo
Principal Logo
Guardian Logo
Standard Logo
Mutual of Omaha Logo
MetLife Logo
Illinois Mutual Logo

Availability is subject to underwriting and state approval.

Brochures | Forms


Illinois Mutual

Understanding the need for disability income protection

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Illinois Mutual

An overview of why real estate agents need disability income insurance

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Illinois Mutual

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This is an insurance solicitation per regulations issued by the Colorado Department of Regulatory Agencies 1560 Broadway, Suite 110 Denver, CO 80202 303-894-7855 # ;insurance license # 351718 (Rip Curtis)

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