top of page
Fulfill financial commitments to loved ones
Maintain your lifestyle
Protect your future earnings

Disability Insurance for Cardiologists in Mississippi

What to look for  |  Insurance company literature  |  Quotes  |  Forms

According to Medscape's 2022 Physician Compensation Report, the average Cardiologist in the Jackson, Mississippi area with 1-7 years experience earns $388,224 per year. Over the next 25 years with 3% annual increases, that pencils out to $12,957,039 in total career earnings, assuming he/she remains healthy enough to receive it. That's a lot to leave to chance; and that's why disability insurance is so important.

Considerations for Cardiologists

Cardiologists, whether with invasive duties or not, have special considerations when it comes to selecting a disability income insurance policy. The definition of disability should be specialty-specific so that cardiology is the relevant reference, but it is even better if surgery itself may be an independent determinant.

In a disability scenario, a Cardiologist would want to be paid full benefits due to being disabled as a Cardiologist, even if he or she could work as another kind of physician; or perhaps could still practice cardiology but couldn't do surgery. Furthermore, the definition of disabled should permit working in a different occupation (or medical specialty) without compromising benefits. This is because disability benefits are rarely adequate to provide the same standard of living, and the disabled Cardiologist may have to re-train for another specialty.

Some of the Insurers We Work With

MassMutual Logo
Principal Logo
Guardian Logo
Standard Logo
Mutual of Omaha Logo
MetLife Logo
Illinois Mutual Logo

Availability is subject to underwriting and state approval.

Brochures | Forms

Mississippi

MassMutual

An overview of policy features and options

Opens in Adobe Acrobat (.pdf)

MassMutual

A description of the Own Occupation Rider (available for additional cost)

Opens in Adobe Acrobat (.pdf)

MassMutual

Highlights MassMutual's strengths

Opens in Adobe Acrobat (.pdf)

intake_form_portrait_thumbnail.png

To get started, tell us about your needs and qualifications using this intake form.

browser_mashup_icon.png

Opens in web browser as a new tab

This is an insurance solicitation per regulations issued by the Mississippi Insurance Department P.O. Box 79 Jackson, MS 39205 (601) 359-3569 #https://www.mid.ms.gov/# ;insurance license # 10594113 (Rip Curtis)

bottom of page