Own Occupation Disability Insurance for

Real Estate Agents

Collect full benefits if you can't work as a Real Estate Agent, even if you can do something else.

Work on Your Own Terms


Own Occupation disability insurance pays even if you can do something else.  "True" Own Occupation disability insurance takes this idea one step further by allowing you to work in a different occupation while on claim without a reduction in disability benefits, creating a path to full income replacement.   


Why Disability Underwriters?

Subject Expertise

to identify what's important.  Knowing what to look for is the key to a good decision.

Group and Individual

approaches to widen the landscape of potential solutions. 

Multiple Carriers

to document that all options in the marketplace have been exhausted.

logo 988 x 310 transparent.png
logo 864 x 507 transparent.png
logo - transparent, large.png

Availability varies by state availability and underwriting.

About Disability Underwriters

Disability Underwriters is a Seattle-based independent insurance agency specializing in disability insurance, including individual disability insurance, group disability insurance, key person disability insurance, and executive disability insurance.  

Disability Underwriters is a trade name for Rip Curtis, a licensed insurance agent in all fifty (50) states and the District of Columbia.  Rip has twenty-two (22) years of experience in disability insurance and is a Certified Employee Benefit Specialist (CEBS).

View Rip's Bio


"I really like the independence that Rip brings. He was open to figuring out what made the most sense based on my goals and family situation. He presented a ton of options and left the door open to see what else I might need."

Jason U.

Engineering General Manager

An Individual Client

Redmond, WA

Get Started

Request Proposals


Benefits and premiums depend on your health and earnings.


What you'll need to provide: financial and medical information

How long it will take: 10-20 minutes