Individual Disability Insurance for

Software Developers & Engineers


Why You Need Your Own Policy for Income Protection


If you move on - perhaps a small firm, a startup, or work on a contractor basis - you may lose your group coverage.  A personal policy gives you the security of guaranteed coverage as your career evolves.

Mental work is what you do.  Individual policies can afford to offer more guarantees and features than group policies - including full mental coverage - because you have to qualify to get one.

Variable Pay

Due to the type and variability of compensation, developers need income protection that can cover all of their compensation - not just base pay - and can be ratcheted up during peak years to lock in the gains.

Mental Work

Facts that May Surprise You

Leading Causes of Disability Claims


Psychological (Mental/Nervous)

Connective Tissue



Council For Disability Awareness; 2014 Long Term Disability Claims Survey  (90 days or more)

Why Disability Underwriters


With 20 years of experience in disability insurance, Disability Underwriters offers insight into the special needs of Developers.


Disability Underwriters works for you, to match what you need with the offerings of multiple insurance companies, including both group and individual approaches.


Take advantage of group discounts - sometimes even without the employer's endorsement - potentially saving thousands.

Disability Underwriters is a Seattle based disability insurance agency and broker for Software Developers and Engineers who seek to purchase individual or group disability insurance.   Disability Underwriters offers software developers and engineers in all fifty (50) states insurance services such as configuration, selection, pre-qualification, application, and servicing of individual disability insurance.

Discounts are included whenever possible.  This may be through different channels commonly referred to as individual, multi-life, employer sponsored, common employer, association, or group programs.  Disability Underwriters is active in all of these channels and will facilitate discount programs at the request of a client or the respective employer at no cost.  For common employer discounts, special arrangements by Disability Underwriters and insurers may have been made without employer involvement, in which case it is important to understand that employer sponsorship is not implied.

Where instant quotes are provided, consumers are advised that revisions may be necessary to account for qualifying assumptions and, on rare occasion, to reflect updated the rate tables.

Disability Underwriters

1420 5th Avenue   Suite 2200

Seattle, WA     98101

(206) 673 2219