Privacy Information

It's just Rip

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You're working with just Rip Curtis and no one else.  There are no employees.

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Contact Practices

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There are no mass communications of any kind.  All communications and one-to-one, and only in response to inquiries or for servicing purposes.

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Information That May Be Requested

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You may be asked for information related to finances, lifestyle, employment, occupation, birthdate, gender, citizenship, health and insurance history information necessary for making placement decisions and applying with insurers. 

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Information Sharing Practices

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Your information will not be disseminated to third parties, except for an insurer you select and only with permission.  

For groups: Insurers will be informed of group name and other details necessary to assess risk, with any census data scrubbed to remove member names.

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For individuals:  Personsal information is not shared with prospective insurers.  Underwriting inquiries that require discussion of personal circumstances are not tied to personally identifying information.  If you decide to move forward with an application, you'll be asked for permission to share personal information with the selected insurer so that an application record may be initialized on the insurer's system, and you'll have a chance to read the insurer's privacy notice before that happens.  This permission is normally documented by email or form.  

Information Security

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Physical, electronic, and procedural safeguards are maintained that comply with federal and state regulations to guard your personal information, including best practices in data storage and transmission security and document destruction. 

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