Privacy Information

It's just Rip

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You're working with just Rip Curtis and no one else.  There are no employees.

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Contact Practices

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You will not be added to any marketing lists.  There are no newsletters, email lists or any other form of mass communications.  After a proposal is delivered, you might get one email to determine status but nothing more.

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Communication methods are telephone, email, video calls, and in-person meetings.  ​

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Information That May Be Requested

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You may be asked for information related to finances, lifestyle, employment, occupation, birthdate, gender, citizenship, health and insurance history information necessary for making placement decisions and applying with insurers. 

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Information Sharing Practices

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Your information will not be disseminated to third parties.  

 

There will be no sharing of any personal information, that can be attached to you, with any insurer without your express permission.  When proposals are requested from insurers, they will not know that the request is on your behalf.

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If you decide to move forward with an application, you'll be asked for permission to share personal information with the insurer in order to set up the application record and you'll have a chance to read the insurer's privacy notice first.  This permission is normally documented by email or form.  

Information Security

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Physical, electronic, and procedural safeguards are maintained that comply with federal and state regulations to guard your personal information, including best practices in data storage and transmission security and document destruction. 

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The technology stack incorporates Microsoft products, Zix encryption, ZIP encrypted attachments, DocuSign, Adobe Acrobat, and FormSite. 

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Files are secured using client-specific access codes.  

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No health information will be discussed over email, however some exception is possible if you request it and encryption is used.

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Applications and servicing are handled on the insurers' dedicated platforms which have their own security protocols.

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