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Long Term Disability Insurance

Protect 60% of eligible members' basic earnings, with no medical underwriting required.

Information Needed For Proposals

  • Date of Birth

  • Gender

  • State of Residence

  • Date of Hire

  • Occupation

  • Ownership % of the business

  • Hours worked per week

  • Class, if tiered eligibility/benefits are potentially desired

  • Hourly wage

  • Base salary projected for this year (gross pay)

  • Ownership Distributions paid in the prior year

  • Bonus paid in the prior year

  • Commissions paid in the prior year

  • RSU's paid in the prior year

​​​​​​

The type of pay is extremely important.  Compensation must be broken out by type (e.g., base, bonus, etc).

The minimum group size is two (2), provided all work at least 30+ hours per week for the sponsoring employer.

Get Started

You can get the process started by calling or filling out an intake form which will take about 10 minutes to complete.  

If this is for a group of five (5) or more members, you may want to prepare a census file before you begin, which you can do using whatever database you normally use, or just fill in the fields of this starter spreadsheet

Long Term Disability Insurance Companies

This is a list of group Long Term Disability insurance companies.

For individual coverage, refer to Individual Disability Income Insurance Companies.

Standard Insurance
Standard Insurance
Mutual of Omaha
Mutual of Omaha
Principal
Principal
MetLife
MetLife
Guardian Life Insurance
Guardian Life Insurance
Prudential
Prudential
Lincoln Financial Group
Lincoln Financial Group
Unum
Unum
Hartford
Hartford
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