Information Needed For Proposals
To get started, complete the intake form to request proposals.
If objectives appear to be attainable, the next step will be to get pricing, which depends on demographics. Specifically:
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Class, if carve-out eligibility or tiered benefits are to be considered (optional)
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Ownership % of the business
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Date of Birth
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Gender
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State of Residence
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Work Zip Code
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Date of Hire
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Occupation
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Hours worked per week
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Hourly wage
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Base salary projected for this year (gross pay)
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Bonus paid in the prior year
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Commissions paid in the prior year
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RSU's paid in the prior year
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Ownership Distributions paid in the prior year
The type of pay is extremely important.
Compensation must be broken out by type (e.g., base, bonus, etc).
Demographics can be compiled using this starter spreadsheet which gives you a head start on the field names.
There is no need to submit demographics up front.
Long Term Disability Insurance Companies
Group Long Term Disability insurance companies include MetLife, Principal, Standard, Hartford, Guardian, Mutual of Omaha, Prudential, Lincoln Financial, and Unum.
For individual coverage, refer to Individual Disability Income Insurance Companies.
Short Term Disability, life, accident, critical illness, and dental are generally quoted along with LTD.