Disability Underwriters is the business name of Rip Curtis.
If you decide to consider coverage, you will be working with Rip Curtis who will be your guide throughout the process of selecting a carrier, policy design, application, upgrades and ongoing service.
You will get prompt personal attention
You can communicate the way you want to
Rip Curtis is a disability insurance broker licensed in all fifty (50) states and the District of Columbia. He has twenty-five (25) years of experience in disability insurance and is a Certified Employee Benefit Specialist (CEBS).
Both group and individual inquiries are welcome.
"I really like the independence that Rip brings. He was open to figuring out what made the most sense based on my goals and family situation. He presented a ton of options and left the door open to see what else I might need."
Engineering General Manager
An Individual Client
Rip builds strong relationships with a genuine interest in supporting both our employees and our firm. Rip is thorough and thoughtful. He answers tough questions, documents decisions, and keeps us on track. With many things competing for my attention I couldn't ask for a better partner.
Director of Benefits
A national management consulting firm
Rip is a deep thinker about contracts for disability and long term care. He thinks about the terms and provisions—what do they actually mean - and how they impact a person that has the products. He makes the conversation impactful by relating how features can impact claims.
A Seattle-based Employee Benefits Consultancy
“Rip saved us more than half by knowing where to look and adding a group discount. Good follow-up over the years.”
Executive Search Partners
From a client on claim
“Rip has been incredibly knowledgeable, supportive, and attentive during what otherwise is a very scary and sad experience. He is smart not only about his products, but the broader disability insurance landscape. This was invaluable since I was pretty unfamiliar with all the aspects I needed to know. I’d absolutely recommend working with Rip. You’re better off with him at your side!”
Marketing & Communications Strategist
“Our firm has done business with Rip for more than ten (10) years. He has always been responsive to any service issues and the Partners get a lot of value out of the individual attention he provides - walking them through what they have, reminding them what they have, and so forth. He checks in routinely and takes an interest in claims to make sure we’re taken care of both as a firm and individually.”
Lindsay R. Schaller
A Seattle law firm specializing in construction and government contracts
Mr. Curtis has a depth of knowledge of the market. He was very straightforward and presented many options that helped us to include a program that was cost effective for our firm.
A Seattle law firm
It is so important to have someone who will competently and professionally represent you and your firm to your clients. It is rare that I can refer someone unreservedly to fulfill this need. But there is a gentleman in the Seattle area who I believe is the most knowledgeable specialist I have ever met in the LTCi industry.
I have personally worked with Rip on several substantial cases and know him to be a true professional who impressed me such that I must enthusiastically recommend him to any advisor who desires the best for their clients.
San Diego, California
An insurance wholesale firm
We were very impressed with Rip’s presentation to our Directors and found him to know his product extremely well, therefore we knew he would be clear to our employees as well. Once on board with the plan, Rip’s great organizational skills and attention to details enabled us to bring the plan to our employees without a hitch and within a short timeline. School district folks are ultra-conservative and will back away from pressure to purchase products. Rip presented the facts to employees in a concise manner and without any pressure to purchase coverage. We experienced a higher participation than expected and I believe it was part due to Rip’s manner. I would highly recommend Rip to your company and will be happy to talk further about our continued great service relationship we have with Rip.
You won't be contacted, except by invitation. We do not use newsletters, email lists or any other form of mass communications. You will not be added to any marketing lists.
Information That May Be Requested
You may be asked for information related to finances, lifestyle, employment, occupation, birthdate, gender, citizenship, health and insurance history information necessary for gathering proposals on your behalf and to facilitate application with insurers. You won't be asked for your Social Security Number or other unnecessary information to get a proposal.
Information Sharing Practices
Your information will not be disseminated to third parties. You will remain anonymous to prospective insurers.
We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your personal information, including best practices in data storage and transmission security and document destruction.
State Insurance License Numbers
District of Columbia 3000085210
New Hampshire 670169
New Jersey 1576772
New Mexico 670169
New York 1484281
North Carolina 0670169
North Dakota 670169
Rhode Island 3000471373
South Carolina 670169
South Dakota 40507150
West Virginia 670169