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Income Protection

Disability Insurance for Individuals

Facts that May Surprise You

Leading Causes of Disability Claims


Psychological (Mental/Nervous)

Connective Tissue



Council For Disability Awareness; 2014 Long Term Disability Claims Survey  (90 days or more)
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Insure the income itself against reduced capacity to perform.  Because you'll probably work - the question is what you'll earn.

Retirement Contribution Disability Insurance

Did you know that 401(k) contributions stop during disability?  To stay on track for retirement, some kind of supplement is necessary.

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