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Disability Insurance Programs for Businesses

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Group Long Term Disability Insurance

Protect 60% of eligible members' basic earnings with no medical underwriting required.

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Supplemental Disability Income

Get closer to 100% income replacement by insuring compensation that group LTD won't, including bonus, commission, RSU's, retirement contributions, and base pay above the LTD cap.

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Employee Paid Disability Income

Allow employees to do their own thing at no expense to the employer, with the business adding value through reduced pricing and reduced medical screening.

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Overhead Insurance

Cover the office space lease, payroll and other business expenses when a producing owner is not working due to disability.

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Key Person Insurance

Keep the business running in case that one really special employee goes down.

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Buy Sell Insurance

Fund the buyout of a business partner in the event of death or disability.

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