Protect yourself financially against accidents at work, home, and at play
Premiums start as low as $26 per month
Accident Insurance with Disability Income Rider is insured by Assurity on policy form I H2203 with rider R I2208 in Washington State
Not sure if this is the right product for you? Get a recommendation.
Consider the risks you take.
Occupational Hazards
Are you in a physically demanding job?
At Play
Are you into motorcycling, bicycling, or other sports?
Household
Hazards
Do you maintain things around the house?
Driving
Is your life in the hands of others who may not be paying attention?
If an accident keeps you out of work
How would you make up for lost earnings?
Benefits and Premiums
of Accident Insurance
Base Benefits per occurrence:
Disability Income Rider Benefit Amount:
Disability Income Rider Benefit Period:
Disability Income Rider Elimination Period:
$1,800 per month
2 years
90 days
More robust benefits are available. Apply to find out more.
Age Band | Monthly Premium |
|---|
Payment by credit card is available.
Definition of Disability
Totally Disabled and Total Disability means a condition resulting from an Injury, independent of all other causes, which:
(a) occurs while this rider is in force,
(b) requires a Physician’s Care unless the Insured Person has reached the maximum point of recovery and
(c) keeps the Insured Person from doing the important, substantial and material duties of their own occupation.
Exclusions
Benefits will not be paid for losses that are caused by or the result of an Insured Person:
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arising out of aviation
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officiating, coaching, practicing for or participating in any interscholastic athletic contest
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having a sickness, disease or infection, other than infection from an Injury occurring while this policy is in force
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being exposed to war or any act of war, declared or undeclared
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suffering from a Mental and Nervous Disorder
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being addicted to drugs or suffering from alcoholism
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having cosmetic surgery or other elective procedures that are not medically necessary
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committing or attempting to commit a felony
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engaging in an illegal occupation
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intentionally self-inflicting an Injury, or
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committing or attempting to commit suicide, while sane or insane.
No benefits, except the Initial Accident Treatment or Telemedicine benefit, will be payable for services provided outside of the United States
Eligibility Requirements
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U.S. Citizenship or green card
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Age 18-60 at the time of policy issue
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Actively at work 30+ hours per week at the time of application
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$3,000 in monthly earnings at the time of application in order to qualify for the DI Rider with $1,800 of monthly benefit. If you earn less than $3,000 per month, the rider's issue amount will be reduced to the level you financially qualify for, with premium reduced accordingly.
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There are no health questions