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Own Occupation Disability Insurance

For Architects

Bachelor’s degree, office and consulting only, in NY

Results will display after inputs are entered.

More options are available.  To see all carriers and all features, inquire below.


There is nothing to select at this time.  Selections are made after underwriting approval.


You do have to qualify, which is a matter of occupation, employment, earnings, lifestyle and health.  To find out what you are likely to qualify for, inquire below.

Did you notice there were no personal questions?  


The purpose of this tool is to cater to a privacy-conscious audience who is merely trying to get a idea of what cost universe this stuff is in before sharing any personal information.  A more earnest search of the marketplace (including other carriers) will indeed require personal information because pricing and availability depend on it.  

How To Proceed

Your options will need to be further developed to account for your individual needs and qualifications.  Until then, pricing is merely a ballpark estimate and should not be relied upon for purchasing decisions.  The required personal information relates to:


  • How you work, including any specialized work you perform within your occupation and skill sets you depend on to perform at the top of your game.

  • How established you are in your career

  • Career expectations

  • Earnings

  • Other existing disability coverage, if any

  • Lifestyle (e.g., travel habits, recreational activities)

  • Health

  • Where you are in this journey, including other inquiries, and

  • What underwriting requirements you prefer to avoid.



There are different ways to provide this information.  You can call, answer questions by intake form or send a note.  Health information cannot be provided using the intake form method.  You won't have to provide any information that you don't want to, and what you do share will stay just between us.  

or

I strive to acknowledge receipt within 15 minutes.

Rip Curtis

Disability Insurance Broker

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